Renewal Process

At Kimmel Benefits we understand the difficulty of group medical renewals and we are committed to making the renewal process proceed as smoothly as possible.

Insurance companies vary in the lead time they provide for renewals. Lead times can range from 30 days (legal minimum) to 90 days. Our pledge is to provide the renewal information and options with plenty of lead time to make informed decisions about your plans. Our renewal process is as follows:

  • Instant Notification We notify our clients of any proposed renewal action by e-mail or phone within 24 hours of receiving the renewal from the insurance carrier

  • Detailed Analysis We provide a Detailed Renewal Analysis of the renewal action. Our analysis will include a selection of lower cost options available from your carrier and our strategy recommendations.

  • Aggressive Marketing With your direction we will request bids from competitive carriers and provide a detailed report of our findings.

  • Renewal Paperwork We complete all renewal paperwork for your signature send to the insurance company.

  • Employee Meetings We conduct employee meetings to inform employees of any changes in the plans or cost.